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Qualitative research with payday lending clients in britain

The study through the CMA offers a crucial breakdown of the client profile of payday loan providers however it ended up being never ever built to explore the ‘lived experience’ or wider dilemmas of great interest within social policy, particularly the links between labour markets, welfare state cuts and financialisation. To be able to explore these problems in greater depth, we carried down AHRC-funded qualitative research (in-depth interviews) with 21 borrowers that has lent from payday loan providers within the past year. Fieldwork were held between March and June 2014 when you look at the western Midlands and Oxfordshire areas of the united kingdom. We recruited interviewees utilizing an expert company whom identified individuals in shopping centers and high roads making use of an assessment questionnaire the writers had created.